#StablecoinPayments

Stablecoin payments refer to using stablecoins—a type of cryptocurrency pegged to a stable asset like the US dollar or Euro—for sending and receiving money. These payments combine the benefits of crypto (like speed, low fees, and global reach) with the price stability of fiat currency.

Key Features:

1. Price Stability: Unlike Bitcoin or Ethereum, stablecoins like USDC, USDT, or DAI maintain a steady value, usually 1:1 with a fiat currency.

2. Fast Settlements: Transactions can occur in seconds to minutes, 24/7, even across borders.

3. Low Fees: Especially useful for micropayments and remittances, often cheaper than banks or traditional remittance services.

4. Programmability: Can be used in smart contracts, DeFi, or automated business logic.

Common Use Cases:

• Cross-border payments (e.g., freelancers getting paid globally)

• Remittances to family in other countries

• E-commerce (accepting crypto payments without volatility)

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