$USDC

Both USDC and USDT are stablecoins pegged to the US dollar, but they differ in key aspects. USDC, issued by the Centre, is characterized by greater transparency as it is subject to regulatory oversight and regularly discloses its reserves of cash and short-term government bonds. This gives users greater confidence in its stability.

In contrast, USDT, issued by Tether, is the largest stablecoin by trading volume. Historically, USDT has faced less scrutiny regarding the transparency of its reserves, raising some concerns about the actual dollar backing. Nevertheless, USDT enjoys high liquidity and wide acceptance across various trading platforms.

In summary, some prefer USDC for its transparency and regulatory commitment, while others favor USDT for its high liquidity and broad reach. The choice between them depends on user preferences and needs related to transparency, reliability, and liquidity.