#稳定币日常支付

Stablecoin daily payments are experiencing explosive growth, with the global daily transaction volume exceeding $18 billion in Q1 2025 (year-on-year +315%). USDC, leveraging its compliance advantages, dominates enterprise-level scenarios, with cross-border remittance costs decreasing by 87% compared to traditional methods; USDT has achieved a 63% market share in offline payments in emerging Southeast Asian markets. Technical bottlenecks remain, as Visa's tests show that stablecoin payment confirmation times need to be optimized to within 2 seconds. On the regulatory front, the EU's MiCA legislation is driving merchant acceptance, but the U.S. Stablecoin Act has been postponed for a vote until 2026, with policy uncertainty restricting large-scale adoption.