Lend to third parties without collateral for the principal. High interest means higher risk of losing the principal. It's a trade-off. High risk high return.

I want to ask, the web3 wallet has BNB staking with an interest of 28.8%
does it earn 28.8 annually, right? or are there any additional requirements?
and I have sent it for 2 days now (3 BNB) but I still don't see any profit.

Thanks everyone