Around last year's New Year's Eve, I lost over 200,000. I actually can't count how much it was. I just knew that at that time, I owed about 250,000 in total to Jiebei, WeBank, and credit cards.
Although the interest on Jiebei isn’t very high, it can still be a burden. At that time, I wanted to quickly take out a low-interest loan to replace these small loans. I looked for several banks and finally took out a mortgage loan of 400,000 from ICBC, with a 10-year contract, paying 1,000 interest each month, with interest paid first and principal later, but I need to do a refinancing once a year.
After getting the money, I paid off all my online loans. I had a credit card with a 50,000 limit that offered low-interest installments, so I still had 200,000 on hand. I planned to take it slow. With 200,000 in principal and an income of over 10,000 each month, I felt no pressure.
I started entering the market at 2.1, and I can't remember how I did it. Anyway, I didn’t watch the news or monitor the market every day. I just took action when I saw an opportunity by chance. I made about 100,000 in two months, and I withdrew a little after making some profit. At the end of March, I earned 7,000 U in just a few days, but the price of U wasn’t high enough at that time, so I just left it there without withdrawing. Then, I encountered something very terrible!
