Ultra-Conservative Portfolio with $50

Objective: Capital preservation, low exposure to volatility, and potential for solid appreciation in the long term.

1. Bitcoin (BTC) – $20 (40%)

• Why? Digital store of value, highest security, and global acceptance.

• Strength: More resilient in bear markets, the foundation of any conservative portfolio.

2. Ethereum (ETH) – $15 (30%)

• Why? Leading platform for smart contracts and dApps.

• Strength: Strong community, continuous updates (e.g., Ethereum 2.0).

3. USDC (or USDT) – $10 (20%)

• Why? Stablecoin pegged to the dollar, serves as protection against volatility.

• Tactical use: Can be used for future entry into altcoins or “buy the dip.”

4. BNB (Binance Coin) – $5 (10%)

• Why? Utility in the world's largest exchange (Binance) and base of BSC (Binance Smart Chain).

• Potential: Grows with the use of the exchange and DeFi ecosystem.

Management Strategy

Rebalancing frequency:

Suggestion: Monthly contribution of $10 and rebalancing every 2 months.

Focus: Accumulate Satoshis and Gwei, and gradually grow the position with recurring contributions.

Investor profile: Conservative, focusing on safety, learning, and gradual entry into the market.