The first crypto app to break into the mainstream will be a stablecoin payment and savings app

A PayPal/Vemno UX with yield-bearing stablecoins under the hood

- Non-custodial

- No KYC

- Fiat on/off-ramps

- Gas abstraction

- Chain agnostic

- On-device signing

- MPC cloud backups

- Basic curated DeFi

The challenge here is not technical, but rather the legal, UX, and user distribution

Just takes one app to crack this, and it’ll probably be a household name you already know

From there, you can easily expand into more use cases and more onchain assets as you own the user relationship