#AirdropStepByStep

XRP is a digital currency belonging to Ripple, designed to facilitate low-cost instant international payments. It is based on the XRP Ledger technology, which is a decentralized blockchain network characterized by speed and efficiency compared to Bitcoin and Ethereum. XRP is used as a liquidity intermediary in financial transfers between banks, reducing the need for traditional correspondent accounts. Despite its popularity, XRP faces legal challenges, most notably a case with the U.S. Securities and Exchange Commission (SEC) regarding its classification as a security. Nevertheless, XRP remains among the largest digital currencies by market capitalization and is used by many financial institutions to enhance payment systems.