In the next two years (2025-2026), there may be major events in the global economy. The United States currently owes $36 trillion in national debt, and Ray Dalio of Bridgewater Associates says this is a ticking time bomb that could explode at any moment. Now even China and Japan are selling off U.S. Treasuries, and international rating agency S&P has already downgraded America's credit rating, indicating that the market is starting to panic.

Looking back, it has been almost 16 years since the 2008 financial crisis. According to the economic cycle of 8-10 years, we are indeed entering a high-risk period. The U.S. is currently facing a multitude of headaches: massive debt, trade wars everywhere, and the geopolitical conflicts of Russia and Ukraine; any mismanagement could trigger a chain reaction.

Interestingly, Wall Street tycoons have been acting unusually lately, with giants like BlackRock aggressively buying Bitcoin ETFs. Their CEO, Larry Fink, has directly stated that they want to treat Bitcoin as "digital gold" for accumulation. The reasoning is simple: in case U.S. Treasuries collapse and the dollar plummets, there needs to be an alternative hard currency globally, and Bitcoin is currently seen as a backup by them.

We ordinary people need to stay vigilant and focus on a few key signals: watch whether the Federal Reserve will lower interest rates in May-June this year, and observe whether the U.S.-China trade war will escalate. In terms of asset allocation, don't put all your money in the bank; consider buying some gold and Bitcoin as safe-haven assets. It's safest not to put all your eggs in one basket.