In the United States, timing couldn't be more strategic. The numbers are compelling. XRP has surged to nearly $2.50, its highest level since January 2018, as whales accumulated $1.66 billion in just three weeks.

The current market value of XRP, which is $146.5 billion, could inflate by 22% if even 6% of the capital from the exchange-traded fund flows in. Meanwhile, South Korean traders are already pumping $3.8 billion daily into XRP on Upbit. The buzz is there, as are the ghosts of previous legal battles. However, the XRP ETF fund could be the golden ticket for Ripple; I do not recommend contracts.