#XRPETF ◦ Technical Breakthrough: The current XRP price is fluctuating in the range of $2.1-$2.2. If it breaks through the 50-day moving average (approximately $2.13), it may challenge the $3 resistance level; if it falls below the $2 support, it may test $1.6.

◦ Expected Inflows from ETFs: Referring to Bitcoin ETF experience, if the ProShares XRP ETF attracts a similar scale of funds (like $38 billion), it could drive XRP's market capitalization growth. Standard Chartered Bank predicts that if the U.S. spot ETF is approved in Q3 2025, it could bring an incremental $8 billion in funds within 12 months.

2. Medium to Long-Term Outlook (2028-2030)

◦ Optimistic Forecast: Standard Chartered Bank believes that with the expansion of XRP in cross-border payment scenarios (such as Ripple's ODL technology) and the drive from ETF funds, XRP may rise to $12.5 by 2028, nearly a 5-fold increase from the current price.

◦ Technical Drivers: The sharding expansion of the XRP Ledger, upgrades to smart contract capabilities, and the implementation of DeFi/RWA (Real World Assets) applications may further solidify its position in the payment network.