#XRPETF
XRP is a digital asset created by Ripple Labs to revolutionize global payments. Unlike Bitcoin, XRP is not mined—it's pre-mined, making transactions faster and more energy-efficient. It’s designed to serve as a bridge currency for cross-border transactions, enabling real-time, low-cost money transfers. RippleNet, the network that uses XRP, has partnered with financial institutions around the world, making it a serious contender in the crypto space. As regulations evolve, XRP continues to push forward despite legal battles. Its utility in global finance makes it more than just a speculative asset—it’s a tool built for real-world financial transformation