#XRPETF 1. Short-term Trend (2025)

◦ Technical Breakthrough: The current XRP price is oscillating in the range of $2.1 to $2.2. If it breaks through the 50-day moving average (around $2.13), it may challenge the $3 resistance level; if it falls below the $2 support, it could drop to $1.6.

◦ ETF Fund Inflow Expectations: Referring to Bitcoin ETF experiences, if ProShares XRP ETF attracts a similar scale of funds (like $38 billion), it may drive the market capitalization of XRP. Standard Chartered Bank predicts that if the US spot ETF is approved in Q3 2025, it could bring an additional $8 billion in funds within 12 months.

2. Mid to Long-term Outlook (2028-2030)

◦ Optimistic Forecast: Standard Chartered Bank believes that with the expansion of XRP in cross-border payment scenarios (such as Ripple's ODL technology) and the push from ETF funds, XRP could rise to $12.5 by 2028, nearly a 5-fold increase from the current price.

◦ Technical Driving Factors: The sharding expansion of the XRP Ledger, upgrades to smart contract functionality, and the implementation of DeFi/RWA (real-world assets) applications may further solidify its position in the payment network.