#XRPETF

XRP is a digital asset designed for fast and cost-effective international money transfers. Developed by Ripple Labs, XRP serves as a bridge currency, helping financial institutions settle cross-border payments instantly and with minimal fees. Unlike Bitcoin and many other cryptocurrencies, XRP uses a unique consensus protocol rather than traditional mining, making transactions faster and more energy-efficient. XRP has gained attention for its partnerships with major banks and payment providers, positioning itself as a practical solution for real-world financial challenges. Despite facing regulatory scrutiny, XRP remains one of the top cryptocurrencies by market capitalization and continues to evolve in the crypto space.