$XRP $XRP is the native cryptocurrency of the Ripple network, designed to facilitate fast, low-cost international payments. Unlike Bitcoin, XRP transactions settle within seconds and consume minimal energy. Ripple partners with banks and financial institutions to use XRP as a bridge currency for cross-border transfers, aiming to improve efficiency in global finance. In 2023, Ripple scored a partial legal victory against the SEC, boosting confidence in XRP's future. XRP has a fixed supply of 100 billion tokens, offering scarcity like many other cryptocurrencies. With ongoing developments and potential institutional adoption, $XRP remains a major player in the digital asset ecosystem.