$XRP
The investment plan should focus on breakthroughs in underlying technologies and compliant application scenarios, with a key layout in the infrastructure tracks such as public chain expansion, privacy computing, cross-chain protocols, etc., while also paying attention to innovative directions like DeFi derivatives and on-chain RWA assets. A 5:3:2 strategy will be adopted for fund allocation: 50% will be allocated to mainstream assets like BTC/ETH, 30% will be directed towards high-potential ecological projects, and 20% will be used for liquidity mining and new project investments. A dynamic stop-loss mechanism will be established, with regular assessments of technological progress and market cycles, prioritizing projects with top-tier development teams, clear profit models, and real user data. Attention should be paid to avoiding regulatory uncertainty risks, maintaining a cash reserve of over 30% to cope with extreme market conditions.