$XRP XRP is the digital currency native to the XRP Ledger, an open-source, decentralized blockchain developed by Ripple Labs. Designed primarily for fast and cost-effective international payments, XRP aims to improve the efficiency of cross-border transactions compared to traditional banking systems. Unlike Bitcoin, XRP transactions settle within seconds and require very low fees, making it attractive for financial institutions. The supply of XRP is capped at 100 billion coins, most of which were created at its inception. Ripple uses XRP to provide liquidity for financial service providers through its On-Demand Liquidity (ODL) solution. Despite facing regulatory challenges, particularly with the U