$XRP Here’s a 100-word piece about **$XRP**:

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**$XRP** is a digital asset designed for fast, low-cost international payments. Created by Ripple Labs, XRP acts as a bridge currency, helping financial institutions move money across borders efficiently. Unlike Bitcoin, XRP transactions settle in seconds and use less energy, making it attractive for banks and payment providers. XRP’s supply was pre-mined, meaning all tokens were created at launch, which sets it apart from mined cryptocurrencies. Despite facing regulatory challenges, especially from the U.S. SEC, XRP remains one of the top cryptocurrencies by market cap. Its success depends on regulatory clarity and continued adoption by financial institutions worldwide.

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