$XRP

XRP is the native cryptocurrency of the XRP Ledger (XRPL), an open-source blockchain designed for fast and cost-effective cross-border payments. Unlike Bitcoin, which uses energy-intensive mining, XRP employs a consensus protocol that allows transactions to settle in 3–5 seconds with minimal fees. With a total supply of 100 billion tokens, XRP is pre-mined, and a significant portion is held in escrow to ensure a predictable release schedule. Ripple Labs, the company behind XRP, has partnered with major financial institutions like Santander and American Express to enhance global payment systems. ​XRP Ledger Home | XRPL.org+3Investopedia+3Investopedia+3docs.koinize.comWikipedia+2thetechnologyvault.com2Википедия — свободная энциклопедия+2