$XRP

Ripple (XRP): What is left besides harvesting retail investors?

Is Ripple really changing cross-border payments? How many banks are truly using XRP for settlement? Where have the projects that have been promoted under the banner of cooperation actually been applied over the years? Or is it all just to create hype for capital to reap profits?

Why does Ripple frequently sell off its own tokens? If the future of XRP is bright, why do they keep shouting about holding faith while continuously pouring tokens into the market? Who is quietly cashing out while loudly proclaiming long-term value?

Is XRP really a decentralized asset? When the majority of tokens are concentrated in the hands of a few, and prices can be easily manipulated, how is this situation of high control any different from traditional financial monopolies? Isn't the spirit of cryptocurrency about decentralization and fairness?

What actual applications has Ripple achieved? Besides the short-term pumps and dumps on exchanges and the repeated trapping of investors at high prices, how many ordinary people have benefited from XRP? And how many have simply become prey for capital to harvest?

Repeatedly packaging things as financial technology to make grand promises, repeatedly numbing retail investors with future visions, is it truly innovation-driven or profit-driven? Ripple, besides pumping and dumping to harvest retail investors, what else can it bring to this world?