What is happening with XRP right now is very exciting!

My opinion on XRP's potential:

The core strength of XRP comes from its focus on the payments and financial transfers space, especially through the RippleNet network that serves large banks and financial institutions.

Compared to Bitcoin, which is considered a digital asset for savings (store of value), and Ethereum, which represents infrastructure for smart contracts, DeFi, and NFTs, XRP serves a completely different purpose: ultra-speed, low fees, and efficient cross-border value transfer.

Can XRP challenge Bitcoin and Ethereum?

From the financial and institutional market perspective: Yes, XRP has become a strong competitor thanks to its integration with banks and financial entities, especially if its legal cases are resolved positively (like the famous SEC case).

From the perspective of popularity and general adoption (Retail Adoption): It is still lagging far behind Bitcoin and Ethereum, as most individual users do not use XRP for DeFi or NFT applications.

In terms of market capitalization: It could strongly compete to be the third or fourth largest digital asset, but it is very difficult to surpass Bitcoin or Ethereum in terms of overall market dominance, at least in the short term.

In summary:

> XRP has a golden opportunity to be the "king of institutional payments" in the crypto world, but it does not necessarily seek to replace Bitcoin or Ethereum, rather to take a different and important share.