Most people gamble their decades of income in just a few minutes.

1. They think that studying hard is being diligent;

2. They believe that staying in the lab reading until 2 AM is being diligent;

3. They think that spending ten hours a day on PPT, with their eyes almost closing, is being diligent.

However, when it comes to "major life events," they are careless, go with the flow, adopt a laid-back attitude, and are indifferent.

Buying a multi-million dollar house, gambling decades of income. Preparing research and making decisions takes only ten minutes. When it comes to transactions, they are in a rush, still thinking about the afternoon's weekly meeting.

Usually, when buying groceries at the market, you pick and choose carefully, yet when it comes to the stock market, with hundreds of thousands or even millions of funds, they rush in without blinking. They don't even know what the main business of this company is.

The course of life also follows the "80/20 rule": 80% of your life's state is actually determined by 20% of your choices.

And investing in some obscure cryptocurrency might just be due to an article from some KOL.

Having your wallet drained might also be from a fake airdrop link.

So in doing anything, especially when spending more money, you must do thorough research and preparation, or you'll easily fall into someone else's trap; you must be responsible for every penny you spend.

A person's life is full of ups and downs, with successes and failures. The gap between winners and losers can be thousands of times, but their efforts are not that far apart—what decides the basic direction of life are just a few key choices.