Li Ka-shing is one of the businessmen I admire the most, diligent, proactive, rational, and wise. Previously, when I read (The Biography of Li Ka-shing), what shocked me the most was that during his early entrepreneurial days, he worked 12 to 14 hours a day and still managed to find time to read and learn professional knowledge; even after becoming extremely wealthy, he maintained the state of striving and continued reading and learning.

Time is the most precious resource in a person's life; ordinary people can also create infinite possibilities through time. How one uses their time distinguishes different types of people. Where you spend your time, you will reap what you sow and become what you aim for.

From my observations of the life experiences of seniors and elders around me, people begin to differentiate after the age of 30 to 35.

A person, graduating from university at 22, works 8 hours a day, sleeps 8 hours, and has 8 hours of discretionary time; if we exclude commuting, meals, and entertainment, there isn't much discretionary time, but how one uses their free time creates a gap between people.

According to the '10,000-hour rule', if you can effectively utilize 4 hours a day to delve into your industry, it will take about 8 years to create a significant gap from most people, meaning you could become a minor expert in a field around the age of 30, establish your reputation and resources, and complete your transformation; if you realize this a bit later, it may take 12 to 13 years to achieve some modest success, which is also acceptable.

Later, you may need to start a family, raise children, and take care of the elderly, and your remaining discretionary time no longer belongs to you, and your life is basically set. Late bloomers are inspiring, but most only exist in stories.

Most people tend to overestimate the impact of short-term changes on themselves, while underestimating the astonishing compounding effects of long-term adherence to correct behaviors; because most people are shortsighted and find it hard to overcome the temptation of instant gratification, the long-term execution of most people's actions is destined to lead to mediocre results.

Choose things that rely as much as possible on the accumulation of ability rather than luck; and things that involve short-term pain for long-term benefits, rather than short-term pleasure with no long-term gains.

Spend the time and energy you use to study gambling on learning coding and financial knowledge, and researching projects and companies.

Spend the time and energy you use for short-term speculation on building a complete investment system and stable cash flow.

Spend the time and energy you use on scrolling Douyin and Weibo on reading valuable books and building your own brand.

Persist in doing those things where your effort can yield a 1% improvement. After five years, looking back, you will find that you are very different from your past self.