Recently, a friend made money in the crypto world and wanted to cash out, but ended up getting scammed—2 million assets were frozen, and he spent half a year in jail. Cashing out in the crypto world is really more complicated than imagined! Today, I will share some practical experiences, hoping to help those who want to cash out.
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1. Currency Exchange in Hong Kong: Act in multiple steps, don't be greedy!
Want to exchange currency in Hong Kong? Remember these points:
1. Don't carry too much USDT at once: Operate in multiple steps, taking small amounts of USDT each time; don't think about "one-time success."
2. Be cautious of street exchange shops: Those unofficial exchange stalls on the streets of Hong Kong are chaotic; be careful as the owner might take your USDT and run.
3. A regulated route is more secure: Go through the path of "Binance → Kraken → Offshore Bank":
- First, transfer USDT from Binance to Kraken and exchange it for USD;
- Then withdraw to an offshore bank account (like ZhongAn Bank).
Prepare a few offshore cards in advance; although it's troublesome, it's better than going to jail.
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2. C2C Withdrawal: Choose the right platform, avoid pitfalls
1. Choose the right exchange:
- Avoid platforms with a lot of "black history" (like a certain exchange), where the environment is chaotic, and you could easily lose money.
2. Choose reliable merchants:
- Prioritize exchanges that have been registered for more than 2 years and have a high number of transactions;
- Recent transactions in the last 30 days shouldn't be too exaggerated, like suddenly having a huge order or extremely low trading volume; be cautious of "fishing accounts."
3. Don't engage in offline trading:
- Stay away from offline cash transactions and private chats on Telegram; these "grey channels" are dangerous! Someone got scammed and lost USDT, and ended up with a robbery charge; it's a bloody lesson.
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3. Large Withdrawals: Don't fall into bank risk control
1. Why am I being risk-controlled?
- Suddenly making a large transfer from a card that hasn't been used for a long time, or having an unusually "clean" transaction history (like suddenly receiving millions), can easily raise suspicions of money laundering.
- But the rules are random: Some people transfer 1 million without issues, while others get frozen at 70,000; it purely depends on luck.
2. Tips to avoid risk control:
- Avoid "lightning warfare": Don't let funds "come in and out quickly," like receiving a bunch of USDT and immediately transferring it all out; banks will suspect you of money laundering.
- Avoid late-night transactions: Large operations should be conducted during the day, as late-night transfers can easily trigger anti-money laundering alerts.
- Keep some balance in your account: Make small investments or minor purchases to make the account look "normal".
3. What to do if risk-controlled?
- Don't panic, cooperate with appeals: Contact the remitter, and provide transaction records, contracts, and other proofs together. The bank's main goal is to prevent risks; as long as you can prove the funds are legitimate, they are likely to unfreeze them.
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Summary: Three principles for safe withdrawals
1. Operate in batches, don't be greedy: Whether it's currency exchange or transfers, act in multiple steps to reduce risk.
2. Go through official channels: Don't take shortcuts through unofficial paths; a legitimate exchange + offshore bank is the way to go.
3. Keep your account "normal": Don't let the flow of funds be too abrupt; bank risk control focuses on abnormal operations.
Remember: Making money in the crypto world is a skill, but safely cashing out is the real skill! Don't think about taking "shortcuts," or you might end up with nothing.