If you are looking for a cryptocurrency with real utility, banking allies, and explosive growth potential, $XRP is one of the best options on Binance this year. Here are the key reasons:

✅ 1. Resolution of the Case with the SEC: Legal Victory!

In July 2023, Ripple partially won against the SEC, confirming that XRP is not a security in retail sales.

This eliminates great uncertainty and opens doors to new institutional partnerships.

✅ 2. Banking Allies and Global Adoption

RippleNet (the technology behind $XRP ) is used by 100+ banks (Santander, Bank of America, etc.) for cross-border payments.

Countries like Japan and the United Arab Emirates are already using XRP in their financial systems.

✅ 3. Unbreakable Speed and Costs

Transactions in 3-5 seconds vs. minutes/hours of Bitcoin or Ethereum.

Costs almost zero (~$0.0002 per operation), ideal for remittances.

✅ 4. Affordable Price with High Potential

Current price (July 2024): ~0.50−0.50−0.60 (far from its ATH of $3.40 in 2018).

If it captures 5% of the global payment market ($$$ billions), it could exceed 5−5−10.

✅ 5. Listed on Binance: Liquidity and Security

Binance offers high-volume trading, staking, and futures for XRP.

📈 Growth Catalysts for 2024-2025

Ripple IPO: If the company goes public, XRP could skyrocket.

New Partner Banks: Especially in Asia and Latin America.

FOMO Post-Bitcoin ETF: If ETH ETFs arrive, $XRP could be next.

⚠️ Risks to Consider

Pending Regulation: The SEC could appeal the ruling (though it is unlikely to win).

🎯 Conclusion: When and How to Buy XRP?

Strategy 1 (HODL): Buy in low zones (0.40−0.40−0.55) and hold for 2-3 years.

Strategy 2 (Trading): Use supports/resistances on Binance

XRP is not a memecoin: It is a project with real technology and mass adoption. If you believe in the future of decentralized finance, it is a solid bet.