The image is from the Simple Earn section in the Binance app, showing you opportunities to invest in cryptocurrencies in a method called "Simple Saving", with the maximum expected Annual Percentage Rate (APR) displayed for each currency.
What do these numbers mean?
They represent the expected annual profits if you invested your currency in this product.
For example:
USDC: Annual profits could reach up to 10.61%
BNB: Profits range from 0.4% to 0.19%
FunToken: Highest rate 21.58% (but the currency is less known and more risky)
Is this investment halal?
The vast majority of these options are considered usurious and not permissible according to Islamic law if they are in the following form:
You earn a guaranteed amount solely for lending your currency.
There is no real risk or actual participation.
Therefore,
any product labeled "Earn" or that shows you guaranteed profits in exchange for locking your funds = is not permissible.
Exceptions that may be permissible according to Islamic law:
If you participate in actual staking within the network such as:
Proof of Stake
or a Launchpool project with clear developmental goals