The Turkish central bank raises interest rates to 46%
The dumbest economic plan in the world is Erdogan's plan from 2021, the KKM system (protected deposits)
Erdogan was lowering interest rates while the whole world was raising them due to the effects of the Corona pandemic
The lira collapsed from about 12 to 19
Erdogan launched the plan for protected deposits in Turkish lira
What does protected mean??
It means you deposit in the bank, for example, 100,000 lira at an interest rate of 15%, and if the lira's value drops, the state pays you the difference
People rushed to exchange dollars for lira, and the deposits reached a value of 130 billion by mid-2023
At first, it was effective, and the lira dropped from about 18 to 13, achieving the treasury 2 billion dollars in profit
But in the second year, it reversed, and the lira began to decline past 20 until it reached 30
The government paid the exchange rate differences and lost 30 billion dollars
Then it stopped the KKM system, lowered interest rates, and imposed tax fees on interest to avoid disaster
Then it raised the interest rate to 30%, which did not help, and continued to raise it to 50%
The situation stabilized relatively, and it lowered the interest rate to 42.5
And now it is returning to raise it after the lira's decline to 38 against the dollar
#FAHIM2030