Dual Currency Wealth Management is a structured financial product linked to the exchange rates of two currencies. Investors subscribe using the base currency (btc), and the final return is directly related to the exchange rate fluctuations of the settlement currency (eth, bnb). Upon maturity, based on the agreed exchange rate conditions, investors may receive returns in either local currency or foreign currency.
Core Operating Mechanism
1. Example of Product Structure
Subscription Currency: Renminbi (CNY)
Linked Currency: US Dollar (USD)
Exchange Rate Threshold: preset USD/CNY=7.0
Observation Period: 30 days (daily monitoring of exchange rates during this period)
2. Return Calculation Logic
Scenario 1: Exchange rate remains ≥7.0 during the observation period
Receive principal in US Dollars + annualized 5% Renminbi return
Scenario 2: Exchange rate any day <7.0
Receive principal in Renminbi + annualized 8% Renminbi return
