Here is the Predicted XRP Price if XRP is Able to Handle 15% of SWIFT Daily Volume

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According to @thecryptobasic article

1. XRP as a #Swift Alternative

Ripple has consistently positioned XRP as a faster, more efficient alternative to the traditional SWIFT system for cross-border payments. As early as 2018, CEO Brad Garlinghouse openly stated Ripple’s ambition to replace SWIFT, highlighting the increasing number of financial institutions adopting Ripple’s technology. Over the years, both Garlinghouse and co-founder Chris Larsen have criticized SWIFT’s inefficiencies—such as the 6% of transactions requiring manual intervention—and emphasized XRP’s ability to deliver a more streamlined and automated solution through its ledger.

2. The Size of the Opportunity

SWIFT currently processes around $5 trillion in transactions daily, totaling approximately $1.3 quadrillion annually. If XRP were to handle even 15% of this daily volume—roughly $750 billion—it would represent a massive leap in usage. Even assuming that only 10% of this volume ($75 billion) translates into consistent demand for XRP, the potential market impact would be substantial, demonstrating the scale of the opportunity XRP could tap into.

3. Potential Impact on XRP’s Price

Based on the typical crypto volume-to-market cap ratio of 5% to 10%, the $75 billion in daily demand could imply a market cap for XRP between $750 billion and $1.5 trillion. With the current circulating supply of about 58.39 billion tokens, this would push the price of XRP to a range between $12.84 and $25.68—representing a 520% to 1,140% increase from current levels. However, this projection hinges on XRP’s ability to convert transaction volume into sustained market demand, which remains uncertain in the real world.$XRP $SOL