What is Binance Earn?

Binance Earn is like a savings account, but in cryptocurrencies. You deposit your crypto (for example USDT, BNB, Bitcoin) and Binance pays you interest for keeping them there. There are different ways to do it depending on the level of risk and flexibility you want.

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Main types of products in Binance Earn

1. Flexible Savings

What it is: You deposit your crypto and earn daily interest.

You can withdraw them whenever you want.

Ideal for beginners.

Example: USDT flexible savings.

Tip: Start here. It’s safe and you can take your money out whenever you want.

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2. Locked Savings

What it is: You lock your crypto for a fixed period (7, 30, 90 days, etc).

Earn more interest than the flexible option.

You cannot withdraw them before the agreed time.

Tip: Use it only if you are sure you won't need that crypto during that time.

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3. Simple Staking (Simple Earn Locked)

What it is: Similar to locked savings, but applicable to coins that use “staking” (like BNB or ETH).

It gives you interest for helping to secure the network.

Tip: Only use well-known coins and check that it says “secured staking” or “no risk of loss”.

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4. Auto-Invest

What it is: An automatic system that buys and places your crypto in savings every day or month.

It helps you save without realizing it.

Tip: Ideal if you want to save little by little every day.

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Easy steps to get started

1. Go to Binance and navigate to “Earn” or “Simple Earn”.

2. Choose a stablecoin like USDT or BUSD.

3. Select “Flexible”.

4. Enter the amount you want to invest.

5. Done! You will start earning interest every day.

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Extra tips

Don’t put all your money: Always keep some available outside of Binance Earn.

Start with flexible, and when you’re more confident, try the locked options.

Always read the interest (APR) carefully: The higher it is, the more you earn… but it may have more risk.

Be cautious with products you don’t understand: If you don’t know how it works, it’s better not to use it yet.