Personally tested using ListaLending to borrow 200 BNB

Monthly interest of 5000 yuan

Monthly new investment income is approximately 20833 yuan

After deducting interest, earn 15833 yuan passively each month

The money-giving lending model of Lista DAO has given ordinary people a chance to turn their fortunes around! You might lose money in crypto trading, but investing in new BNB offerings is a guaranteed profit!

ListaLending is the core lending module launched by Lista DAO on the BNB Chain. It is not just a traditional lending protocol, but an important innovation in the financial infrastructure of the BNB ecosystem. Its biggest highlight is the introduction of a lending mechanism centered around clisBNB (collateralizable, interest-earning BNB), which effectively bridges the gap between "staking BNB for earnings" and "collateralized lending", improving the efficiency of capital use.

In traditional lending, users usually find themselves in a "locked" state after staking their assets, only enjoying leveraged returns from lending. In ListaLending, users stake BNB to obtain lisBNB, which can then be converted to clisBNB for lending, while simultaneously continuing to earn staking rewards on BNB. This dual income mechanism is highly attractive in lending scenarios and is expected to draw a large number of BNB holders into the DeFi lending market.

Moreover, ListaLending supports the lending of the stablecoin lisUSD, using it as a native stable asset for multi-scenario expansion, including staking, trading, liquidity mining, and more, further enhancing the platform's capital liquidity and ecosystem interconnectivity. This combination of stablecoins and interest-earning assets is a manifestation of the CeDeFi model, aligning with compliance trends while improving the utilization of on-chain assets.

In terms of competition, compared to traditional BNB lending protocols like Venus, ListaLending possesses a stronger capability for "internal asset circulation", which is more conducive to the accumulation and growth of native assets on the BNB Chain, and has the potential to become a core lending hub of the BNB ecosystem.

In summary, the innovation of ListaLending lies not in its superficial functions, but in its clever integration of BNB staking rewards, stablecoin issuance, and the lending market, reconstructing the value closed loop of the BNB Chain lending market, and holding profound ecological value and growth potential.#ListaLending革新BNBChain借贷