#分散资产

Build a Robust Investment Portfolio

1. Clear Goals and Risk Tolerance: Assess the risks you can bear based on long-term appreciation or short-term returns. Young investors may lean towards high-risk assets, while conservative investors should choose low-volatility assets.

2. Diversified Asset Allocation:

- Stocks: Invest in index funds or ETFs across different industries (such as technology, healthcare) and regions (such as U.S. stocks, Asian markets).

- Bonds: Hold government or corporate bonds to balance stock volatility.

- Cryptocurrency: Strategies like Bitcoin from Metaplanet are suitable for high-risk lovers, recommended allocation is 5-10%.

- Cash: Maintain liquidity to respond to emergency needs.

3. Regular Rebalancing: Review the portfolio every quarter or annually, adjust asset ratios to ensure alignment with risk goals.

By following the above methods, investors can build a diversified portfolio, reduce risk, and enhance long-term returns. Regularly reviewing market changes and personal goals, and flexibly adjusting strategies, is key to successful asset diversification.