#分散资产

Build a Robust Investment Portfolio

1. Clear Goals and Risk Tolerance: Assess the risks you can bear based on long-term appreciation or short-term gains. Young investors may lean towards high-risk assets, while conservative investors opt for low-volatility assets.

2. Diversified Asset Allocation:

- Stocks: Invest in index funds or ETFs across different sectors (such as technology, healthcare) and regions (such as US stocks, Asian markets).

- Bonds: Hold government or corporate bonds to balance stock volatility.

- Cryptocurrency: Such as the Bitcoin strategy of Metaplanet, suitable for high-risk preference investors, recommended allocation of 5-10%.

- Cash: Maintain liquidity to address emergency needs.

3. Regular Rebalancing: Check the investment portfolio quarterly or annually, adjusting asset ratios to ensure alignment with risk goals.

By following these methods, investors can create a diversified portfolio, reduce risk, and enhance long-term returns. Regularly reviewing market changes and personal goals and flexibly adjusting strategies is key to successful asset diversification.