How to Send and Spend $USDC With Binance Pay (#2025 Guide)
• Binance Pay makes it easy to send USDC to friends and family globally — instantly, and with no gas fees.
• You can now use USDC via Binance Pay to shop at 32,000+ merchants worldwide, including buying gift cards, booking travel, luxury goods, purchasing products from e-commerce stores, and more.
• USDC is redeemable 1:1 with USD, is compliant with leading regulatory frameworks, and settles instantly — making it ideal for real-world crypto payments.
Why Use $USDC for Crypto Payments?
USDC is a regulated fully-reserved digital dollar. Issued through Circle’s regulated affiliates, USDC is backed by highly liquid cash and cash-equivalent assets making it redeemable 1:1 for U.S. dollars.
Unlike more volatile cryptocurrencies, the amount of USDC you send or spend holds its value from start to finish, making it well-suited for payments and transfers. Transactions are typically fast, low-cost, and accessible across borders, giving users an efficient way to move money or make purchases.
Importantly, USDC is currently in compliance with the EU’s MiCA (Markets in Crypto-Assets) regulation — a new legal framework focused on transparency, consumer protection, and reserve quality. This gives USDC an added layer of regulatory protection, particularly for users in Europe, because it demonstrates that USDC meets some of the most rigorous regulatory standards in the world.
With its price stability, speed, low fees, regulatory compliance, and growing global acceptance, USDC is an extremely practical option for real-world payments — especially when used with powerful but simple tools like Binance Pay.
