Digital currencies are encrypted electronic currencies used online, such as Bitcoin and Ethereum. They rely on blockchain technology and are characterized by decentralization and speed.

Its future:

Increasingly relied upon by governments and companies.

Could change the shape of the traditional financial system.

Some countries have started issuing official digital currencies.

Gains:

High profits for investors.

Greater financial freedom.

Facilities in transfers and banking services.

Challenges:

Price volatility.

Hacking risks.

Lack of organization.

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