I've seen many people posting about LISTA and discussing Lista DAO.
But as a newcomer, you might be thinking:
• What exactly is Lista Lending?
• Should I connect my wallet?
• Will I be liquidated?
• How exactly to participate?
• Isn't it complicated?
Don't worry, this article is written for you:
I will teach you to complete your first on-chain operation in 3 steps, understand the logic and entry of Lista Lending.
Step 1: First, understand what it is for?
In one sentence:
Lista Lending is an on-chain lending protocol that allows you to use your assets as collateral, lend stablecoins, and receive platform token rewards.
Unlike traditional lending platforms, it emphasizes:
• More flexible collateral options (slisBNB, weETH, ezETH, etc.)
• The lent lisUSD can be used flexibly
• There is an incentive mechanism (token LISTA), you can receive it by interacting, no task needed
You can simply understand it as: you 'deposit money', it gives you rewards, and you can 'take money out to use'.
Step 2: Start participating, what do you need to prepare?
✅ Required tools:
• A computer/mobile that supports wallet plugins (recommended to use Binance Web3 wallet)
• A little BNB (for gas operations)
• A little BNB / ETH / LSD-type asset (as collateral)
✅ Recommended asset allocation (beginner level):
• 0.3~0.5 BNB is enough to experience the entire process
• It is not recommended to stake your entire amount at the beginning; maintain a good health ratio (≥200%)
Step 3: Operation path (clear and easy to understand, no need to worry)
Path A: Participate with BNB (suitable for most people)
1. Open lending.lista.org
2. Click 'Stake BNB' → the system will help you stake to generate slisBNB
3. Add slisBNB as collateral
4. Lend out lisUSD (it is recommended to control the lending limit to about 50% of the collateral value)
5. Start generating rewards: you can claim LISTA daily (on-chain claim, Claim button)
Path B: Existing LSD asset users (such as weETH, ezETH)
Directly connect your wallet → Add collateral → Lend out lisUSD → Start receiving LISTA
(No need to transfer assets or exchange)
Common beginner questions answered:
Q: Is my asset locked after I stake? Can I get it back?
You can withdraw your collateral at any time, provided you have repaid the lent lisUSD.
Q: Is the lent lisUSD useful?
It is very useful! It is an on-chain stablecoin that can be used for trading, liquidity mining, arbitrage, participating in other projects, etc.
Q: I don't understand strategies, I just want to participate, is that a problem?
No problem, as long as you stake and lend out lisUSD, the system will give you LISTA rewards every day. You will earn without doing any operations.
Q: Is Lista Lending safe?
The contract has been audited by multiple security agencies, the platform operates stably, and the TVL has exceeded 1.1 billion U, making it one of the leading protocols on the BNB Chain.
What do you suggest for beginners?
• Stake a small amount of BNB to experience the complete process
• Log in daily to receive LISTA and observe the changes in system incentives
• Don't rush to reinvest; first understand the path, then slowly optimize your operations
The amount you earn on your first day is not important; what's important is understanding the operational logic of DeFi. Starting with Lista Lending is a very good entry path.
Conclusion: Try it now and let Lista Lending take you through your first on-chain step
Don't just look at others' screenshots; participating yourself is what makes you a real Web3 player.
Did you stake today? How much lisUSD did you lend out? Check in the comments to see who gets started first and who collects LISTA first!