In 2012, the U.S.Congress enacted the Stop
Trading on Congressional Knowledge
(STOCK) Act to curb insider trading by
lawmakers and federal officials. The Act
mandates that members of Congress and
senior federal officials disclose securities
transactions over $1,000 within 45 days,
extending the prior annual reporting
requirement, and confirms they are subject
to insider trading laws. However, the
STOCK Act has faced criticism for weak
enforcement, spotty compliance, and
insufficient penalties. Investigations by
media outlets highlighted numerous
violations without accompanying
disciplinary action. Legal complexities and
constitutional protections, such as the
'speech and debate" clause, hinder insider
trading prosecutions under the Act .
In response to these shortcomings, recent
legislative efforts have aimed to strengthen restrictions. In 2022, House Speaker Nancy
Pelosi introduced the Combatting Financial
Conflicts of Interest in Government Act,
which would prohibit federal officials and
their immediate families from owning or
trading individual stocks, securities
commodities, futures, and cryptocurrencies.
The bill requires these individuals to place
their investments in a qualified blind trust
within 180 days. Despite addressing
conflicts of interest by including officials
spouses and dependents, the bill has faced
criticism for potentially creating new ethics
concerns and diminishing current transparency efforts.
Public scrutiny intensified during the
COVID-19 pandemic, when several members
of Congress were suspected of using early
information to their financial benefit
leading to calls for stricter measures
including a comprehensive ban on trading
individual stocks, effective enforcement and extending restrictions to family members to restore public trust #CongressTradingBan