While others are still waiting for airdrops, I have turned BNB into an 'on-chain ATM'.
This is not clickbait, but practical experience:
I achieved asset growth doubling, income doubling, and collect LISTA daily like a salary with one collateral + two cycles of lending + reinvestment of incentives.
In this article, I won't talk about 'grabbing LISTA', I want to discuss —
How to use Lista Lending to build a
"On-chain compound interest flywheel + rolling farm + incentive amplification system."
Step 1: Activate asset flow — Collateral + Lending
• Use BNB → Stake → Generate slisBNB
• Collateral slisBNB → Borrow lisUSD
• Receive daily LISTA incentives (real-time, on-chain distribution)
This is standard operation, but just the beginning.
Step 2: Start rolling positions — Incentives change positions
I receive 300~350 LISTA daily, worth about $50+.
I don't bring it out, but handle it this way:
SELL part of LISTA → Exchange for BNB → Re-stake → Increase slisBNB → Raise lending limit → Get more LISTA
This process rolls every 3~5 days, forming a closed-loop compound interest:
Step 3: Aggressive positioning — Use lisUSD to continue arbitrage or participate in other projects
Don't let the borrowed lisUSD sit and gather dust, you can:
• Convert to FDUSD → Participate in Binance Launchpool events (sometimes supported)
• Doing LP arbitrage / Stablecoin dual-currency investment
• Do off-market arbitrage → Reclaim BNB → Reinvest again
One collateral + one token + one lending protocol can turn into four income streams.
Complete violent compound interest model flowchart:
(Image omitted, replaced with text)
BNB → slisBNB → Collateral → Borrow lisUSD → Receive LISTA →
LISTA sold → BNB → Re-collateralize → More slisBNB → More lending → More LISTA
lisUSD → Launchpool or arbitrage or transfer → Reclaim BNB → Repeat the above cycle
Example of income calculation (after 2 cycles):
• Total collateral assets ≈ 5.1 BNB
• Daily LISTA incentives ≈ 320~350 tokens
• Coin price $0.16
• Daily income approximately $50~$56, estimated annualized rate > 500% (not considering coin price fluctuations)
Risk reminder (don't play yourself to death):
• Maintain collateral health ratio ≥ 200% (suggest not lower than 220%)
• Observe coin price fluctuations after each loan, be ready to repay or add collateral
• Don't exceed 3 layers in the cycle, otherwise the risk is hard to control
Summary: Lista Lending is not a 'one-time play' project, but can be
"Building an on-chain income system + self-amplifying position" compound interest flywheel.
With 1 BNB, I created a small on-chain asset farm.
You can earn every day, there's daily income, and the funds are always under your control.
Let's chat in the comments: How many cycles have you done? How much LISTA do you earn daily?