Binance wallet's IDO, Launchpool, and Megadrop events are very attractive. Megadrop, Launchpool, and HODLer have even more annualized returns. But the problem is, the air force smashes the market after the event ends, and the coin price drops, and all the profits are returned, making retail investors tired. Open a short position for hedging? Handling fees and funding fees are a rip-off. Borrow BNB? Either there is no stock, or the interest is painfully expensive. Lista Lending, Lista DAO's newly launched P2P lending artifact, comes with the trick of low-interest borrowing of BNB to help you steadily play Binance events and avoid the pitfalls of market fluctuations!

How does Lista Lending save the day? Low-interest borrowing of BNB is super attractive

Lista Lending is a decentralized P2P lending platform that uses vaults and market systems to make it easy to deposit and borrow money. It's not like Venus, where money is mixed in a large pool, which is inefficient and risky. Lista's vault manages USDT and lisUSD separately, and markets like BTC/BNB each play their own game, with interest rates automatically adjusted according to supply and demand, borrowing BNB costs as low as 3-4%, and depositing money can earn 10%+. Multiple oracles (led by Chainlink) monitor prices, so you don't have to worry about being tricked even if the fluctuations are large. The liquidation mechanism is even more stable, and the collateral is automatically sold when it falls sharply, ensuring that the principal is not lost. This design allows retail investors to borrow BNB to participate in new coin offerings in a cost-effective and secure manner.

How do retail investors play? Damage-free new coin offering guide

Want to participate in Binance IDO, Launchpool, but don't have BNB, afraid to buy and fall? Lista Lending borrowing BNB is amazing! The operation is as simple as ordering takeout:

Open the Binance Web3 wallet, click DApp, search for Lista DAO to enter the official website.

Click 'Lista Lending', enter the lending page, and select BTC/BNB or solvBTC/BNB trading pair.

Deposit collateral (such as BTCB, 100U can borrow 80U of WBNB), click 'Deposit & Borrow' to confirm.

Use the borrowed BNB to participate in new coin offerings, sell the BNB after the event, pay off the loan, and the profit is in hand!

In addition to BTCB, solvBTC (liquid staking BTC, with added annualized yield) and PT-clisBNB (Pendle's gameplay, annualized 50%+) can also be used as collateral, with loan-to-value ratios of 0.7 and 0.9 respectively, which is very flexible. After participating in the new coin offering, you don't have to worry about the air force smashing the market. Return the borrowed BNB, and you won't lose money from fluctuations.

Why choose Lista? Better than other platforms

Venus has peak interest rates of 20%+, but the pool efficiency is low, and the risk spreads quickly when there are fluctuations. Lista Lending's P2P model directly matches lending and borrowing, the interest is not diluted, the cost of borrowing BNB is low, and depositing BTC can also earn 1.61% to start with. PT-clisBNB interest rate is as low as 0.7%. The vault is isolated from the market, and the USDT market is not affected by the collapse of BTC/BNB, which is as stable as an old dog. Compared with opening a short position for hedging, Lista saves handling fees and funding fees, and the retail wallet smiles. Pendle players can also borrow BNB with PT-clisBNB, while participating in new coin offerings and receiving airdrops, doubling the return.

Ecosystem blessing, retail investors are more comfortable

Lista Lending cooperates with Lista DAO's lisUSD and slisBNB like brothers. lisUSD is as stable as RMB, and there is no pressure to earn interest by depositing it; slisBNB borrowing BNB can also get staking rewards. The linkage between Binance Web3 wallet and Launchpool is even more powerful. The borrowed BNB can also earn Megadrop rewards after participating in new coin offerings, allowing retail investors to play big with small money. This combination of punches makes Lista not only a lending tool, but also an accelerator of the BNB Chain ecosystem, with funds turning around quickly.

Summary

Lista Lending is a savior for retail investors to participate in new coin offerings and avoid air force smashing. Low-interest borrowing of BNB is simple to operate, the P2P model is efficient, the isolation design is stable, and dynamic interest rate adjustments save money and worry. It saves costs compared to Venus, avoids more pitfalls than hedging, and cooperates with lisUSD, slisBNB, and the Binance ecosystem, allowing retail investors to participate in IDO and Launchpool steadily without panic. Lista Lending is simply a 'damage-free artifact' to resist fluctuations on the BNB Chain!