Let's talk about the controversial topic of young people's participation in contract trading and high-risk investments.

My core viewpoint: Being exposed to financial markets before the age of 25 makes it easier to develop a risk awareness. Early exposure leads to early awakening.

1. Young 🟰 Fast learning speed, peak period for cognitive iteration. The brain's neuroplasticity is at its peak, and the ability to absorb and understand new concepts far exceeds that of other age groups. This means: young people can understand complex concepts such as leverage, volatility, and risk premium more quickly, and are more sensitive to market sentiment.

2. Young 🟰 Low trial-and-error costs, financial costs are generally controllable. Without car loans, mortgage payments, and family pressures, the cost of failure in youth is relatively low. This is not to encourage risk-taking, but to point out a fact: a lesson learned from a loss of five hundred to five thousand during university might prevent a future mistake costing hundreds of thousands or millions. Additionally, there is a family system providing a safety net, and smart individuals will develop diversified income strategies during this process.

3. Regarding the "gambler's mindset," if someone continues to gamble despite constant losses, this may be a personal trait rather than a characteristic of the tool itself. Individuals with a gambling tendency will find other means (lottery, mahjong, Texas hold'em, etc.) even without contract trading. Young people's credit limits are limited, which objectively restricts the scale of losses.

Early exposure to problems may actually prompt awakening; I have seen many individuals in the community develop risk management awareness only after experiencing significant losses.

The financial market is the most honest classroom, where standards are not lowered due to age or background. However, because of this, early exposure may be a precious gift.