Teaching you how to observe the market from Lista Lending's staking data and survive the bear market
First, let's look at the data:
1. BNB deposits exceed 190,000, with a loan amount of approximately 55.44 million USD;
2. Over 92,000 BNB have been borrowed since launch, with real-time interest rates as low as 0.78%;
3. The product supports multiple collateral assets, with a maximum loan limit of approximately 52 million USD, and is deeply integrated with Binance Launchpool, meeting users' dual needs for liquidity and participation in new projects in the DeFi ecosystem.
These data indicate that Lista Lending is injecting new vitality into the lending market on BNBChain, allowing users to obtain low-cost liquidity without having to liquidate existing assets, thereby optimizing overall asset allocation and yield strategies.
So how can we infer what we need to do from this data?
1. Low-interest borrowing: Lista Lending adopts a dynamic interest rate model that adjusts borrowing rates based on market supply and demand, avoiding the high interest rates and waste of funds that may arise from traditional large capital pools, enabling users to borrow the required funds at a lower cost. This provides a more stable method of controlling investment during a bear market; when the value of the collateral falls below the minimum collateral ratio, liquidators can obtain rewards by liquidating the borrower's position.
This means that borrowing BNB to participate in launch polls or staking is viable as long as the yield is higher than 0.78%, all within the arbitrage space, making it a win-win situation, where the profit comes from information asymmetry.
Whether it's bottom fishing or using it to participate in earning profits, it avoids the risk of collateral liquidation after borrowing at high interest rates on CEX platforms.
2. High capital utilization: The P2P wave in the web2 era has surged, and now Lista Lending brings the P2P model into Web3, allowing users to flexibly borrow and lend based on their needs, improving capital utilization efficiency and avoiding idle waste of funds.
At that time, LUNA soared to over 100 USD by creating stablecoins, but ultimately collapsed due to systemic risks, resulting in $LISTA
After years of refinement, many problems exposed by LUNA have been improved, such as collateral not being able to cover debts, and it is supported by strong assets like BN, with robust financial backing, ensuring the team will not engage in opaque operations, and achievements are expected to be even better.