#分散资产 【Cryptocurrency Diversified Asset Guide】

1. Cross-coin Diversification: Allocate mainstream coins (BTC/ETH) + stablecoins (USDT) + potential track tokens to reduce the risk of single volatility.

2. Cross-chain Storage: Distribute assets across different public chain ecosystems such as Bitcoin, Ethereum, Solana, etc., to avoid single-chain failure risks.

3. Tool Separation: Exchange holdings ≤30%, hardware wallets for long-term assets, and hot wallets only for small amounts of liquid funds.

4. Timely Rebalancing: Adjust holding ratios each quarter based on market value changes, utilizing DeFi yield farms for automatic reinvestment of earnings.

Note: Excessive diversification will increase management costs; it is recommended to hold no more than 5 core assets, along with real-time monitoring of on-chain movements using blockchain explorers.