Binance Launchpad has a new way to participate
1. Participate in Binance's new profit strategy through Lista Lending
Step 1: Collateralize assets to borrow BNB
Collateralize BTCB or solvBTC (minimum collateral ratio of 110%) to borrow BNB at a 0.78% interest rate, maximizing the reduction of capital costs.
Step 2: Invest in Binance Launchpool
Stake the borrowed BNB in Binance Launchpool projects (such as new token mining) to earn double returns: Launchpool rewards + potential token appreciation.
Step 3: Reinvest earnings and hedge
Convert Launchpool rewards into lisUSD and deposit in Lista Lending to earn interest, or purchase slisBNB for secondary staking, forming a “lending-mining-compounding” flywheel.
2. Comparison of Lista Lending with traditional lending platforms: Direct earnings for ordinary users
1. Lower borrowing costs
Lista Lending optimizes market supply and demand balance in real-time through dynamic interest rate algorithms and P2P matching models. For example, its real-time borrowing rate for the BNB Vault is as low as 0.78%, significantly lower than traditional lending platforms (such as Aave's BNB borrowing rate of about 1.5%), allowing users to save nearly half of their interest expenses.
2. Higher capital utilization
In traditional capital pool models, idle funds often exceed 30%, while Lista Lending's intelligent matching engine increases capital utilization to 2.3 times the industry average, significantly increasing user deposit returns.
3. Flexibility and inclusiveness
Supports customizable collateral ratios (110%-200%) and terms, allowing small and medium users to avoid competing with large players for liquidity, freely customizing lending strategies, such as collateralizing BTCB to borrow BNB to participate in Binance Launchpool activities, achieving “small capital leveraging high returns.”
3. Lending advantages and strategic significance of Lista DAO
The value to the BNB Chain ecosystem
- Filling the gap in the lending market: The TVL of BNB Chain lending protocols accounts for only 34.9% of the entire chain ($1.855 billion), while Lista Lending attracted over 190,000 BNB supply in just one week, becoming a key engine to activate ecosystem liquidity.
- Enhancing DeFi ecosystem synergy: Forms a closed loop with the lisUSD stablecoin and slisBNB liquidity staking tokens, allowing users to stake → lend → reinvest earnings, promoting the paradigm shift of BNB assets from “sleeping” to “high turnover.”
