listalending, the gospel for retail investors and the nightmare for lending platforms 😄😄
As we all know, the new listing on Binance wallet is very attractive, requiring only 3 BNB to earn around 70 to 80 U or even over 100 U. Borrowing 3 BNB might be the best choice for the brothers, but often when a new listing occurs, the BNB lending rate skyrockets to 70 or 80, while now lista provides a new solution that lowers your lending rate to the twenties or even teens, this solution is P2P lending.
This is just like when the brothers buy U, if you want to buy, someone has to sell. What lista provides is that if you want to borrow, someone will lend to you. So lista offers a platform where you can safely borrow BNB from others and pledge the collateral to the lender. The interest rate is no longer determined by the platform but by both parties involved in the lending.
This brings great benefits to us retail investors. First, the interest rate is no longer determined by the platform but by both parties. Second, the interest income can be directly given to the borrower instead of the platform, which means that the borrower's income increases, making it more favorable for lowering the interest rate. This may sound a bit vague, so let me give you an example. Suppose there is a new listing activity on Binance wallet, and I currently have 30 BNB, but I only need 3 BNB for the new listing. So what can I do with the remaining BNB? If I stake it, the annual interest rate on the staking platform is only 39% if it includes the launch pool, and it's 1% without it. What should I do? 😥😥 Oh, I can use listalending, I can lend my 27 BNB directly to those who need it, and they will borrow my BNB at the interest rate I provide, and the income goes directly to me, isn’t that wonderful? At this time, if someone who needs BNB sees that the interest rate you offer on listalending is only in the twenties or even teens, why would they still go borrow on Verus?
In this way, the P2P provided by lista not only allows BNB holders to earn income from their excess BNB during new listings, but also enables those who need BNB for new listings to obtain BNB at a lower interest rate, achieving a win-win situation 🥳🥳🥳
At this point, someone might ask, ‘Little Sheep, it seems that both borrowers and lenders benefit from this new lending method compared to the previous ones, but someone must be losing out, right?’ That's correct, someone is losing out, and that is the lending platform. The P2P lending method bypasses the traditional lending platforms, so they can no longer earn profits, which is a great lending method for us retail investors.
Finally, I wish all the brothers to get rich 😋😋$BNB #币安 #LISTAAirdrop
