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XRP is the native digital asset of the XRP Ledger (XRPL) — a decentralized, open-source, and permissionless blockchain designed specifically for fast and efficient payments. Launched in 2012, XRP enables quick settlement of transactions, typically within 3 to 5 seconds, through a consensus protocol powered by a network of trusted validators.
XRP plays a central role in the XRPL ecosystem, facilitating seamless value transfer and acting as a bridge between different currencies on the ledger’s built-in decentralized exchange (DEX). As a digital currency, XRP can be transferred directly between parties without the need for a central intermediary, making it ideal for cross-border payments and microtransactions.
It is traded freely on the open market and widely used for accessing crypto liquidity and exchanging various fiat and digital currencies efficiently.
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