#BTCRebound XRP, or Ripple, targets enterprise global payments with its fast, low-cost XRP Ledger. Unlike Bitcoin's decentralization focus, XRP facilitates institutional cross-border transfers. Ripple Labs drives its adoption, aiming to modernize payments, competing with SWIFT. Despite past regulatory hurdles with the SEC, positive developments and RWA tokenization potential signal growth. Trading around $2.15, XRP shows bullish momentum amid ETF speculation and legal progress. Its utility in streamlining finance and potential as a bridge currency are key. Standard Chartered even predicts XRP could surpass Ethereum's market cap by 2028.