A project favored by Binance, backed by a strong foundation.
Everyone must understand and participate in the Lista DAO project, as it is not an exaggeration to say it is a favorite of Binance. In 2023, Binance Ventures invested $10 million, making it the second project under the Binance Megadrop program (the first being BB). Binance Megadrop allocated 10% of the tokens to LISTA, making it a core DeFi protocol on the BNB Chain, indicating a significant relationship.
Lista DAO has achieved a TVL growth of 896.92% this year, surpassing $1 billion, making it the fourth largest protocol on the BNB chain by TVL.
The DeFi potential of the BNB chain is immense, and Lista Lending is bound to benefit from this situation.
In terms of lending share, the Ethereum chain has a lending share of 50%, Base has 41%, while the BNB chain currently has only 35%. In terms of lending scale, Ethereum leads significantly with $46 billion, while BNB has $5.32 billion, slightly over 10% of Ethereum's scale. This is far from CZ's strategic goals. Therefore, the future potential for the BNB chain's lending share is enormous, and Lista Lending is bound to benefit the most from this situation.
Reduce intermediary costs, maximize overall returns.
Lista Lending: Similar to Morpho, Lista Lending increases capital efficiency by directly matching suppliers and borrowers in various markets—eliminating unnecessary intermediary costs. This peer-to-peer model allows suppliers to earn higher returns while borrowers enjoy lower interest rates, maximizing overall returns.
Moreover, the interest rates are set based on utilization curves—when the pool is heavily utilized, suppliers receive lower annual percentage yields (APY), while borrowers pay higher interest. This is a trade-off where simplicity takes precedence over optimization.
