Permissionless P2P Lending Model
The permissionless approach of Lista Lending allows anyone, whether an individual or a protocol, to create their own specialized lending market using various tokens (e.g., slisBNB/lisUSD, USDT/slisBNB, etc.). Providers can launch their lending markets without the hassle of obtaining governance approval, creating a more dynamic and flexible lending environment.
Another option for Binance Wallet TGE new lending -- Lista Lending
The TGE new lending now has another method, LISTA Lending, no longer dominated by Venus.
It introduces how to borrow 3 BNB for new launches using collateralized lending from Venus and AAVE, allowing participation in wallet TGE without fear of BNB price fluctuations, only requiring a minimal interest payment and less than 1u in fees.
Currently, there is an added option to borrow 3 BNB for new launches using Lista Lending. The supported collateral assets include BTC, SolvBTC, and pt-clisBNB, with WBNB being lent out, which can be converted to BNB without loss. Although currently only these 3 types of collateral assets are supported, more are expected to be added gradually.
If you are a holder of BTC and SolvBTC, now there is one more choice, no longer limited to borrowing on Venus. Since Lista is a major player in BNB staking, it is expected that the interest rates will be better than Venus, and the lending interface is simple and user-friendly. Venus has gained a competitor and can no longer remain complacent, and it is expected to improve its currently difficult-to-use interface.
【Key Highlights of Lista Lending】
Permissionless P2P lending model: Utilizing vaults and markets to provide more flexibility in collateral options.
Dynamic interest rates: Utilizing a multi-oracle system to ensure accurate and fair pricing, automatically adjusting rates based on market conditions.
- Higher supplier interest rates
- Lower borrower interest rates
Enhanced risk control: Isolating vault risks and borrower protection.
In summary, having another option is beneficial for us users, and the competition between projects fosters better products.
(This article is part of a plaza writing activity)
