Ripple is more than just a digital currency; it is a protocol and digital payment network for financial transactions. Its main strength as a network lies in its asset exchange system and payment settlement, similar to the SWIFT system for international money transfers used by banks and financial intermediary institutions. As a strong link between the world of virtual currencies and the world of real payments and transfers, it has gained significant popularity and widespread adoption, in addition to strong support from financial institutions and global banks. Its digital currency XRP is currently ranked among the top 10 digital currencies by market capitalization,
