$XRP

XRP is a digital currency created by Ripple Labs, designed for fast and low-cost international payments. It operates on the XRP Ledger, a decentralized blockchain, and is used to facilitate cross-border transactions between different currencies. XRP is different from other cryptocurrencies like Bitcoin and Ethereum because it doesn't rely on mining; instead, its supply is pre-mined, meaning there is a fixed amount of XRP available. XRP aims to improve the efficiency and speed of global financial transactions, particularly in the banking and payment industries.